Tag: Smart money choices
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Why Is Investing So Hard?
Investing is a fairly optimistic activity. You set aside money today, with the notion that (1) it will grow into a larger sum of money, and (2) you will be able to enjoy that larger sum of money. There are plenty of people, however, who need money today. Some of what they spend it on…
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How My Husband and I Prioritize Charitable Giving
Giving has always been important to our family. Even before we were married, we discussed how we wanted to be generous. Because we discussed giving early on in our relationship, it has been much easier to figure out how to implement that value in our day-to-day life. Even so, we have had to figure out…
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How to Invest Every Day
I’ve read countless articles on the topic of investing. In fact, every day, I receive an email from Investopedia.com, with some snapshot of financial information, ranging from how to invest in cryptocurrency, to understanding inflation. One thing I’ve learned is that the breakdown for most people, including myself, with the concept of investing is that…
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6 Ways To Eliminate Educational Debt
For most students pursuing a Bachelors or other higher education degree, necessitates taking out educational loans. There are ways to reduce or avoid educational debt. I believe you should actively look into these opportunities to eliminate debt. First, low or no debt allows you to invest money for financial independence. Second low or no debt…
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Why Both Husbands and Wives Need to Know Finances
In passing, I’ve heard several women comment that they feel comfortable leaving financial planning to their spouse. Some of them are new wives, some of them have been married a few decades, and a few aren’t even dating. I’ve seen this play out quite well several times, where a single person in the household –…
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Don’t Care About Money – Care about Values
I had a recent conversation with a young woman, in which she posed an interesting question. It was at the core of why I believe you need to connect your values with the idea of money and investing. My friend is bright, hard-working, has a lot going for her, and about to embark on the…