Tag: Smart investing
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“It Depends”
Integrated personal, professional, and financial decision-making is the best approach to establishing your focus each year. It may be that opening a Roth IRA is the best route for you. Or it may be you need a different path toward your goals, based upon your current situation, values, and goals.
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How We Grew our Investments Despite Rising Household Costs
You probably know you are supposed to invest 10-15% of your gross income annually over 30-40 years in order to secure a comfortable retirement. If you did not know that, now you do. Your gross income is the amount you are paid prior to taxes or any other deductions (annual salary or hourly wage). Over…
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The Hidden Cost Of Stuff
Our dishwasher recently gave up the ghost. It wasn’t a very good dishwasher. We initially purchased it to replace one in our rental, but my husband was able to fix that one. Our dishwasher at the time was several decades older than I was, and although ran better than most of its human contemporaries, had…
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Reasons You and Your Spouse Don’t Agree On Money: Part 3 – Creating Agreement in Real Life
This blog post is Part 3 of a 3 part series. You can find Part 1: Values and Part 2: Standards and Real Life here. One of the hardest parts of growing together as a team is creating habits that support your values and standards. Values drive your behaviors and lifestyle, and standards are how…
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Reasons You and Your Spouse Don’t Agree On Money: Part 2 – Standards and Real Life
This blog post is Part 2 of a 3 part series. You can find Part 1: Values and Part 3: Creating Agreement in Real Life here. Your ideals make up your dreams. Your standards make up your real life. Real life beats your dreams every day. When my husband and I were engaged, one…
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Reasons You and Your Spouse Don’t Agree On Money: Part 1 – Values
This blog post is Part 1 of a 3 part series. You can find Part 2: Standards and Real Life and Part 3: Creating Agreement in Real Life here. Did you know that disagreements over money are one of the main reasons for divorce in the United States? It doesn’t surprise me. How we manage…