Tag: investing
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Fall Is The Best Time To Plan
Years ago, I heard a master gardener say “fall is the best time to garden.” Those words are as true for those who are cultivating soil as they are for those cultivating their financial future. Fall is the best time for financial planning, because November-December coincides with the annual open enrollment period for employer benefits.…
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The 4 Ways We Use Money
When we ensure we use our money according to our values, we realize a return that satisfies long past the initial exchange of money.
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The Role Of Ego In Financial Behavior
Ego plays a strong role in your financial behavior. It can be an asset to adhering to your values, or it can move you in a direction that won’t serve your long-term interests. When you have strong self-respect and are clear on your values, your ego helps to orient you in your decisions. When your…
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How We Grew our Investments Despite Rising Household Costs
You probably know you are supposed to invest 10-15% of your gross income annually over 30-40 years in order to secure a comfortable retirement. If you did not know that, now you do. Your gross income is the amount you are paid prior to taxes or any other deductions (annual salary or hourly wage). Over…
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Why Is Investing So Hard?
Investing is a fairly optimistic activity. You set aside money today, with the notion that (1) it will grow into a larger sum of money, and (2) you will be able to enjoy that larger sum of money. There are plenty of people, however, who need money today. Some of what they spend it on…
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How to Invest Every Day
I’ve read countless articles on the topic of investing. In fact, every day, I receive an email from Investopedia.com, with some snapshot of financial information, ranging from how to invest in cryptocurrency, to understanding inflation. One thing I’ve learned is that the breakdown for most people, including myself, with the concept of investing is that…