Tag: budget
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4 Tips to Stop Beating Yourself Up on Your Budget
The only thing you can truly predict about a budget is that it will be wrong. A budget, in concept, is straight-forward. You develop some standard categories for allocating your money (paying off debt, saving, investing, planning a purchase like a car, and handling routine expenses), and then you track how much you spend to…
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Let Your Values Shine Through Your Finances
Your money is one of the best places to start when you are talking about who you want to be. In fact, your money might be the THE best place to start. Your financial behaviors reveal and reinforce your values. The number one area that most of us miss about money is that that “being…
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Cut Big Before Small
We often focus on small items, because small wins give us immediate gratification. Switching brands of frozen peas and bringing our own coffee to work offer an immediate sense of virtue, and is also relatively easy to execute. Yet these areas also account for a relatively small portion of our budget, compared to housing, transportation,…
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Consistency Over Perfection In Finances
Consistency leads to proficiency, not the other way around. If you want to become proficient in any aspect of financial behavior, you will need to commit to consistency over perfection.