Category: Understanding Money
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How Living our Values Caused Our Spending to Go Up
My husband and I have never had a problem with saving and debt. We still had money problems. Many people think that if you have zero consumer debt, live within your means, save, and give generously, you will never have arguments about money. Allow me to disabuse you of that idea. Money problems are almost…
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How to Talk to Your Kids About Credit When They’re Little
A couple people have asked me, “So, when is a good time to talk to my kids about money?” I always answer: “Now” If your children can open your wallet and pull everything out, you can start talking to them about credit. Many of us wonder how to save our children from the heavy burden…
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Why Is Investing So Hard?
Investing is a fairly optimistic activity. You set aside money today, with the notion that (1) it will grow into a larger sum of money, and (2) you will be able to enjoy that larger sum of money. There are plenty of people, however, who need money today. Some of what they spend it on…
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How to Invest Every Day
I’ve read countless articles on the topic of investing. In fact, every day, I receive an email from Investopedia.com, with some snapshot of financial information, ranging from how to invest in cryptocurrency, to understanding inflation. One thing I’ve learned is that the breakdown for most people, including myself, with the concept of investing is that…
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6 Ways To Eliminate Educational Debt
For most students pursuing a Bachelors or other higher education degree, necessitates taking out educational loans. There are ways to reduce or avoid educational debt. I believe you should actively look into these opportunities to eliminate debt. First, low or no debt allows you to invest money for financial independence. Second low or no debt…
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Don’t Care About Money – Care about Values
I had a recent conversation with a young woman, in which she posed an interesting question. It was at the core of why I believe you need to connect your values with the idea of money and investing. My friend is bright, hard-working, has a lot going for her, and about to embark on the…