Category: Understanding Money

  • 4 Financial Gifts for Kids

    4 Financial Gifts for Kids

    The gift-giving season is upon us.  I have already spied different online gift guides.  I enjoy browsing other’s curated gift guides, even though I rarely purchase items from them.  I am more of a window shopper at heart. In that spirit, I have a few gifts you might consider giving your children that provide some…

  • A Few Problems With End-Of-Year Giving – And Another Way

    A Few Problems With End-Of-Year Giving – And Another Way

    Around Thanksgiving, most of us will start to receive solicitations from various charities regarding giving before January 1. There are often various toy drives, canned good drives, and other financial campaigns. I love the idea of giving at the end of the year. We give throughout the year, but also sometimes give a donation in…

  • A Simple Method To Link Your Money And Values

    A Simple Method To Link Your Money And Values

    Financial management is an important part of your life, because you matter.  Consequently, your choices with money.  Managing money is not strictly about a budget; becoming adroit with calculations; following the stock market; or saving for retirement.  All of those things are useful, but none of them are at the core of financial management. At…

  • It’s Your Behavior, Not The Budget

    It’s Your Behavior, Not The Budget

    Your financial system is based on the lifestyle you choose to lead: who you want to be and what outcomes you want.  A financial system is a set of steps and principles, including roles and responsibilities and time-frame to manage your household financials.  The steps and procedures of your system are often based on your…

  • The Three Components of Financial Management

    The Three Components of Financial Management

    “Though one may be overpowered, two can defend themselves. A cord of three strands is not quickly broken.” Ecclesiastes 4:12 Managing money is not for the faint of heart.  There are three drivers of financial behavior. When these three drivers are clarified and combined, they provide an exceptional path for investing your time and money…

  • The Difference Between a Financial System and a Financial Tool

    The Difference Between a Financial System and a Financial Tool

    How many times have you heard “You need a budget?”  My husband and I spent hours tracking, and then arguing, over our different ways of tracking money.  We had our versions of budgets, and every time we sat down to review the numbers (which were essentially identical), we ended up fighting.  It was exhausting and…