Category: Uncategorized

  • Fall Is The Best Time To Plan

    Fall Is The Best Time To Plan

    Years ago, I heard a master gardener say “fall is the best time to garden.” Those words are as true for those who are cultivating soil as they are for those cultivating their financial future. Fall is the best time for financial planning, because November-December coincides with the annual open enrollment period for employer benefits.…

  • The Components Of A Consulting Rate

    The Components Of A Consulting Rate

    A consultant is a person who provides expert advice professionally.  Consultants may charge by the project or by the hour or day.  Many struggle to establish a rate that provides the income they want, and covers their expenses.  It is important to ensure your consulting rate makes sense for the market.  Your market includes the…

  • What Not To Say To Someone Struggling Financially

    What Not To Say To Someone Struggling Financially

    Most people go through a rough financial period at least once in their lives.  You lose your job, there’s a problem with the house, or a major family crisis.  A colleague used to say that deaths always came in threes.  Whenever she purchased one sympathy card, she bought an extra, because it always seemed at…