Category: Student/Early Professional

  • The Three Components of Financial Management

    The Three Components of Financial Management

    “Though one may be overpowered, two can defend themselves. A cord of three strands is not quickly broken.” Ecclesiastes 4:12 Managing money is not for the faint of heart.  There are three drivers of financial behavior. When these three drivers are clarified and combined, they provide an exceptional path for investing your time and money…

  • The Difference Between a Financial System and a Financial Tool

    The Difference Between a Financial System and a Financial Tool

    How many times have you heard “You need a budget?”  My husband and I spent hours tracking, and then arguing, over our different ways of tracking money.  We had our versions of budgets, and every time we sat down to review the numbers (which were essentially identical), we ended up fighting.  It was exhausting and…

  • 6 Ways To Eliminate Educational Debt

    6 Ways To Eliminate Educational Debt

    For most students pursuing a Bachelors or other higher education degree, necessitates taking out educational loans.  There are ways to reduce or avoid educational debt. I believe you should actively look into these opportunities to eliminate debt.  First, low or no debt allows you to invest money for financial independence. Second low or no debt…