Category: Marriage
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How We Grew our Investments Despite Rising Household Costs
You probably know you are supposed to invest 10-15% of your gross income annually over 30-40 years in order to secure a comfortable retirement. If you did not know that, now you do. Your gross income is the amount you are paid prior to taxes or any other deductions (annual salary or hourly wage). Over…
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Reasons You and Your Spouse Don’t Agree On Money: Part 3 – Creating Agreement in Real Life
This blog post is Part 3 of a 3 part series. You can find Part 1: Values and Part 2: Standards and Real Life here. One of the hardest parts of growing together as a team is creating habits that support your values and standards. Values drive your behaviors and lifestyle, and standards are how…
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Reasons You and Your Spouse Don’t Agree On Money: Part 2 – Standards and Real Life
This blog post is Part 2 of a 3 part series. You can find Part 1: Values and Part 3: Creating Agreement in Real Life here. Your ideals make up your dreams. Your standards make up your real life. Real life beats your dreams every day. When my husband and I were engaged, one…
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Reasons You and Your Spouse Don’t Agree On Money: Part 1 – Values
This blog post is Part 1 of a 3 part series. You can find Part 2: Standards and Real Life and Part 3: Creating Agreement in Real Life here. Did you know that disagreements over money are one of the main reasons for divorce in the United States? It doesn’t surprise me. How we manage…
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How Much Cash we Keep for Emergencies
As we go into the 2nd month of Glen missing his paychecks*, I started thinking about how much money we have traditionally had on hand to pay for emergencies. What we consider an emergency probably differs from others’ definitions. We tend to consider expenses under $1,000 as non-emergency events. On average, we save $2,000/month. We…
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How My Husband And I Made Saving A Habit
In the course of 12 years of marriage, my husband and I have taken out a $40,000 line of credit twice, and paid it off in less than two years. We have purchased several new (to us) vehicles for cash. We have purchased two properties, one of which is now rented. We have – in…