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  • How We Grew our Investments Despite Rising Household Costs

    How We Grew our Investments Despite Rising Household Costs

    You probably know you are supposed to invest 10-15% of your gross income annually over 30-40 years in order to secure a comfortable retirement.  If you did not know that, now you do.  Your gross income is the amount you are paid prior to taxes or any other deductions (annual salary or hourly wage).  Over…

  • The Hidden Cost Of Stuff

    The Hidden Cost Of Stuff

    Our dishwasher recently gave up the ghost.  It wasn’t a very good dishwasher.  We initially purchased it to replace one in our rental, but my husband was able to fix that one.  Our dishwasher at the time was several decades older than I was, and although ran better than most of its human contemporaries, had…

  • Reasons You and Your Spouse Don’t Agree On Money:  Part 3 – Creating Agreement in Real Life

    Reasons You and Your Spouse Don’t Agree On Money: Part 3 – Creating Agreement in Real Life

    This blog post is Part 3 of a 3 part series.  You can find Part 1: Values and Part 2: Standards and Real Life here. One of the hardest parts of growing together as a team is creating habits that support your values and standards.  Values drive your behaviors and lifestyle, and standards are how…

  • Reasons You and Your Spouse Don’t Agree On Money:  Part 2 – Standards and Real Life

    Reasons You and Your Spouse Don’t Agree On Money: Part 2 – Standards and Real Life

    This blog post is Part 2 of a 3 part series.  You can find Part 1: Values and Part 3: Creating Agreement in Real Life here.   Your ideals make up your dreams.  Your standards make up your real life.  Real life beats your dreams every day.  When my husband and I were engaged, one…

  • Reasons You and Your Spouse Don’t Agree On Money:  Part 1 –  Values

    Reasons You and Your Spouse Don’t Agree On Money: Part 1 – Values

    This blog post is Part 1 of a 3 part series. You can find Part 2: Standards and Real Life and Part 3: Creating Agreement in Real Life here. Did you know that disagreements over money are one of the main reasons for divorce in the United States?  It doesn’t surprise me.  How we manage…

  • Figuring Out Your Values

    Figuring Out Your Values

    How we manage our money is one of the principal ways we express our values in the world.   What are our values?  Our values are standards that we hold in high regard and live by.  Your values may seem difficult to understand, but your standards are fairly easy to capture.  If your standard of excellence…