Blog
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The 4 Ways We Use Money
When we ensure we use our money according to our values, we realize a return that satisfies long past the initial exchange of money.
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Goals vs. Identity in Personal Finance
When we look to create change and success in our finances, we usually focus on setting goals. Goals are incredibly helpful in moving the needle in your finances. Yet they fall short in one key area: they shift the focus away from identity. While behaviors, goals, and identity are intertwined, I’m going to make the…
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Every Dollar is a Vote for Your Values
Every dollar we spend is a vote in favor of that item bringing us a degree of happiness. A new haircut, childcare, groceries, take-out, insurance premiums, new brakes for a car. Each of those items has the ability to give us something that gives us a degree of security, happiness, or change. So why do…
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4 Tips to Stop Beating Yourself Up on Your Budget
The only thing you can truly predict about a budget is that it will be wrong. A budget, in concept, is straight-forward. You develop some standard categories for allocating your money (paying off debt, saving, investing, planning a purchase like a car, and handling routine expenses), and then you track how much you spend to…
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Why You Need More Than a Budget
The personal budget is the holy grail of financial planning. Since this article is going to run a bit counter to some of what you’ve been taught, let me state up-front that, yes, budgets can be an incredible tool to support you in aligning your finances and goals. I use the zero-based budget method, and…
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Why You Think You’re Bad With Money
The top comment I hear when I tell women I work in behavioral finance is “I’m not good with money.” The two contenders for a close second are “I don’t know anything about money.” and “I don’t know anything about investing.” I could write a book on why I think women say this to me,…